Global collects nonpublic personal information about you from the following sources:

· Information we receive from you on applications or other forms;

· Information about your transactions with us or others; and

· Information we receive from a consumer reporting agency.

We may disclose the following kinds of nonpublic personal information about you:

· Information we receive from you on applications or other forms such as your name, social security number, assets and income;

· Information about your transactions with us, or others such as your account balance, payment history, parties to transactions and credit card usage; and

· Information we receive from a consumer reporting agency such as your credit history.

We may disclose nonpublic personal information about you to the following types of third parties:

· Financial service providers, such as mortgage bankers.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

We do not disclose any nonpublic personal information to non-financial companies such as retailers, direct marketers, airlines, publishers or non-profit organizations. We do not sell or share client lists with any other organizations.

If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may initial the appropriate box at the bottom of this form and return it to our offices or call us at 1-800-735-3968.

We restrict access to nonpublic personal information about you to those employees, who need to know that information to provide products or services to you. We maintain physical electronic, and procedural safeguards that comply with federal standards to guard you nonpublic personal information.